Know More. Do More. Grow More.
Supercharge your business and commercial lending with RDC.AI
Business lending has been stuck in the past—held back by manual processes, fragmented data, and traditional risk models. Banks don’t just need AI; they need deeper, actionable insights to enable faster decisions, proactively manage risk, and gain a competitive edge.
RDC.AI delivers exactly this through a powerful, integrated platform built for speed, innovation, and continuous intelligence. By unlocking valuable insights from bank transaction data and other critical sources, RDC.AI enables efficient, transparent, and predictive decisions—all from one intuitive solution.
Modernise instantly
Upgrade to a single, seamless AI-powered platform.
Accelerate decisions
Leverage predictive insights to confidently streamline your lending.
Monitor risk proactively
Stay agile with continuous credit monitoring and market-responsive analytics.
Trusted by banks who mean business
The world’s leading banks choose RDC.AI to transform their lending decisions, accelerate growth, and lead the way with AI-powered innovation.
Tamara Bryden from Westpac shares how partnering with RDC.AI is reshaping the way they serve business customers.
By harnessing real-time data and explainable AI, Westpac is accelerating loan approvals, uncovering emerging risks, and giving bankers the insights they need to have more meaningful conversations.
This is what it means to know more, do more, and grow more — for customers, for bankers, and for the future of business lending.
Real banks. Real results.
RDC.AI’s platform delivers tangible outcomes that banks—and their customers—notice.
Automated Reviews
50% less manual work, $7 million in annual savings.
By automating customer reviews with predictive cashflow analysis, we slashed manual banker workloads in half—saving significant operational costs and unlocking valuable time.
Lead Limits
$5 billion in new lending opportunities, lower risk, and higher acceptance rates.
Our AI-driven pre-assessed credit limits opened the door to $5 billion worth of fresh lending opportunities, precisely tailored to each customer’s risk profile and future capacity—with dynamic monthly adjustments.
Early Warnings
Detect risks 6 months sooner, 80% fewer false positives.
RDC.AI’s continuous, proactive monitoring identifies emerging risk events up to six months faster than traditional methods. By reducing false alerts by over 80%, bankers can focus attention exactly where it’s needed most, effectively preventing defaults and protecting your portfolio.

nCino Expands nIQ Offerings through Partnership with RDC.AI
RDC has a proven ability to innovate, augment and expand small business and commercial lending. We are confident this partnership will drive significant business value for our customers and enable us to drive further adoption of AI and machine learning in the broader financial services industry.
Chris Gufford
General Manager of Commercial Product for nCino
The RDC.AI Advantage
We’re not your average AI.
Anyone can talk about AI, but RDC.AI is built specifically for the realities of business lending—where accuracy, speed, and transparency aren’t just nice-to-haves; they’re essential. Here’s what sets us apart:
Explainable AI that makes sense
No more ‘black box’ decisions. RDC.AI clearly explains every lending decision, keeping bankers, customers, and regulators informed, confident, and compliant.
Real-time predictive insights
RDC.AI doesn’t just react—it anticipates. Our AI continuously analyses borrower behaviour, proactively predicting future financial health and identifying risks long before they happen.
One platform, total clarity
No more juggling multiple legacy systems. RDC.AI combines all your key data and analytics in a single, streamlined solution, so you can make decisions faster, smarter, and with zero hassle.
Rapid experimentation and measurable ROI
Test, learn, and optimise quickly. With RDC.AI’s agile analytics framework, banks can confidently pilot use cases and rapidly scale the ones that deliver measurable value.
Key Benefits: Know More. Do More. Grow More.
Turn your data into your competitive edge.
Know More.
Stay ahead of risk and opportunity with powerful predictive intelligence. RDC.AI gives you deep portfolio insights, helping you spot high-potential customers and identify emerging risks – well before traditional methods catch on. With this kind of foresight, you can proactively manage performance, reduce defaults, and make smarter portfolio-wide decisions.
Do More.
Automate the tedious stuff. RDC.AI eliminates manual tasks like credit reviews and paperwork, giving your team precious hours back every day. The result? Bankers spend less time on processes, and more time on people.
Grow More.
Unlock new lending opportunities with greater speed and precision. RDC.AI’s platform enables faster and more predictive decisions, sharper risk alignment, and better-fit offers—helping you grow your portfolio sustainably and confidently.
Our longstanding academic partnerships ensure continued leadership in both insight and innovation
Experience RDC.AI
Book a demonstration to feel the power first-hand