One Platform. Infinite Potential.
RDC.AI is an agentic and predictive intelligence platform for commercial and business banking. Commercial and business banking runs on judgment calls made under pressure, with the data that should inform them scattered across a dozen systems. RDC.AI turns that mess into a single explainable platform, where every prediction, decision and recommendation comes with a plain-language reason your credit team and your regulator can both follow. Built for institutions that need to move fast without losing control of risk.
This is RDC.AI
RDC.AI Agents put the right insight in front of the right person, automatically, and keep it that way as your bank changes. That insight comes from RDC.AI Solutions: pre-built data sensors, tested model templates and dashboards that solve real commercial and business banking problems out of the box. Underneath both sits RDC.AI Genesis, the factory where every Solution and Agent gets built, versioned and explained end to end through RDC.AI Self-Describing Decisions.
RDC.AI Cowork
Agentic capabilities for every stakeholder
Not every stakeholder wants the same view of the same data. Agents are built around who's asking, not just what they're asking, so each role below sees what it actually needs.
Business Leader
Strategic portfolio health at a glance: credit quality trends, risk appetite alignment and risk-adjusted profitability, so leaders spot the inflection points and the individual accounts that could make or break the bank.
Portfolio Operations
Know exactly where to intervene, before it's a problem. Risk and serviceability signals, exception management and covenant tracking, built for teams that live in the exceptions.
Banker
A personal, action-ready view of your book: what's happening with each customer, who needs attention today, and where the next opportunity is.
RDC.AI SOLUTIONS
Seven pre-built answers to known banking problems
Seven of the most common problems in commercial and business lending, already solved.
Pick the ones that match where the pain is today, and add the rest when you're ready.
Early Warnings
Proactively identifies early signs of credit risk deterioration, using continuous surveillance to catch trouble before it escalates.
Portfolio Insights
Portfolio-level aggregations with an AI Assistant, Alerts and a Navigator for governance and ad-hoc investigation across the book.
Automated Reviews
Automates manual assessments across your lending portfolio, streamlining the review process from end to end for every customer.
Merchant Lending
Leverages merchant transactions to support lending, covering pre-assessment, origination and ongoing monitoring in one flow.
Leads & Limits
Uses AI to analyze cash flow, seasonality and repayment data to surface new lending opportunities with existing customers.
Risk Rating
Supports the implementation and monitoring of risk rating models, with consistent, compliant ratings delivered at scale.
Renewals
Accelerates the assessment of facilities, simplifying and automating review and rollover with zero manual rework required.
RDC.AI GENESIS
A dedicated workbench for every job
Provides the core capability to build safe, compliant AI and ML models, leveraged in strategy templates built for each specific use case.
Data Refinery
Ingests and refines raw data, from cleansing through feature generation, ready for any model or decision that needs it.
Prediction Workbench
Develops, executes and monitors prediction models, natively available to any decision that needs them.
Decision Workbench
Strategy, from design to deployment: designing, managing, simulating, implementing and monitoring, all in one place.
Agentic Workbench
Configure agents once, trust them every time: built for specific personas, insights and decisions, safely and repeatably.
Key Benefits
Why banks choose our platform
Predictive & Generative AI
Go beyond traditional risk models. Our platform predicts borrower behavior, generates future-looking insights, and adapts to change in real time, so you can lend with greater precision and speed.
Self-Describing Decisions
Our decisions come with built-in transparency. Every output is explainable, auditable, and easy to trace. Regulators see what you see. Bankers trust what they're using.
Predictions & Decisioning
From pre-qualification to renewals, RDC.AI empowers every decision with data-rich predictions. You get faster cycle times and stronger customer outcomes.
Seamless Data Integration
Use your existing systems and bring in transaction data, bureau feeds, and more. Everything connects. Everything works together.
Safe. Secure. Scalable.
Built with enterprise-grade security and data governance
We are ISO/IEC 27001:2022 Certified
Attained SOC 1 (Type 2) and SOC 2 (Type 2) attestation
Frequently Asked Questions
What's the difference between RDC.AI Agents and RDC.AI Solutions?
Solutions are prebuilt answers to known banking problems, like Early Warnings and Risk Rating. Agents surface the value those Solutions create to the specific people at a bank who need it, and streamline deployment and maintenance.
What is RDC.AI Genesis?
Genesis is the platform layer both Solutions and Agents are built on: the factory providing data sensors, model lifecycle management, versioning, monitoring and Self-Describing Decisions underneath everything else.
How quickly can we get a Solution live?
Solutions ship with prebuilt data sensors, tested model templates and a pre-defined implementation process, built specifically to cut the time between deciding and going live. Start with the one or two that match your biggest pain point, and add more when you're ready.