AWARD WINNING PORTFOLIO INTELLIGENCE

Know more.

Do more.

Grow more.

RDC.AI's Portfolio Intelligence suite transforms how commercial and business banks manage risk, surface opportunity, and automate the work that slows bankers down.

RDC.AI Portfolio Intelligence product screenshot showing customer-level alerts in light mode

BANKING TECH AWARDS USA 2026

Editor's Choice Winner - Best Bank & Fintech Partnership

 

Awarded by the editorial team at FinTech Futures, one of the most respected specialist media in banking and payments with over 40 years in operation. The Editor's Choice Award is selected with full impartiality, based on real-world impact.

Selection Criteria

01 Project rationale and the problem it solves

02 Overall scope and impact on the organization

03 Innovation and creativity

04 Diligence, teamwork, and cross-functional collaboration

05 Tangible outcomes, improvements, and measurable ROI

M&T BANK + RDC.AI

Anticipating risk. Strengthening growth.

M&T Bank, one of the largest US commercial banks, partnered with RDC.AI to transform how they monitor and manage their lending portfolio.

"The bank has automated risk detectoin leveraging richer, real-time data, so that bankers gain deeper insights and can have more meaningful conversations with clients."

Peter D'Arcy, Head of Commercial Banking - M&T  Bank

Solution capabilities

Many Solution Capabilities. One Connected Platform.

Each solution is production-ready with proven blueprints, built on the same explainable AI platform, so you go live faster and your regulators can see exactly how decisions are made.

Early Warnings: RDC.AI platform showing how continuous AI surveillance proactively identifies customers showing early signs of credit risk deterioration, transitioning from after-the-fact alerting of high-risk behaviors to proactive cash flow stress indication up to 6 months ahead
Leads & Limits: RDC.AI platform transitioning from rushed, elongated processes to extend credit with limited confidence, to pre-approved limits delivered faster with greater confidence and less manual intervention, by analyzing cash flow, seasonality, and repayment patterns
Banking Tech Award slide for Portfolio Insights showing a shift from manual monitoring to automated early warning signals
Review Automation: RDC.AI platform automating the periodic lending portfolio review process, transitioning from one-size-fits-all schedule-driven reviews to risk-driven AI-automated reviews at scale with 50% reduction in manual processes

. . . and more, Check out Our Solutions

The RDC.AI platform

One Platform. Infinite Potential.

 

Built for business and commercial lending. Trusted by banks that move faster, act with insight, and grow with confidence.

Callout card titled 'A Force Multiplier for Bankers' describing predictive and agentic AI working alongside teams
Callout card titled 'Accelerate Time to Value' describing solution blueprints with built-in banking experience
Callout card titled 'Operate with Confidence' describing explainable AI for monitoring, governance, and insights

Ready to see Portfolio Intelligence in action at YOUR BANK?

Join M&T Bank, Westpac, and BNZ in transforming how commercial lending teams manage risk, surface opportunity, and automate the work that matters.