Where your bankers and your AI work the portfolio together
RDC.AI Cowork is an agentic workspace where commercial bankers and AI assistants work the portfolio together. Your best bankers carry insight no dataset captures. RDC.AI Cowork gives them agentic assistants that surface what changed, explain why it matters, and do the work alongside them. Built on the explainable platform your risk team already trusts.
The knowledge that matters most is the hardest to scale.
A relationship manager covering fifty commercial customers cannot know all of them well. The signals are there, spread across transaction accounts, lending accounts, financial statements and bureau data. Finding them takes hours nobody has. So reviews run to a schedule instead of to risk, opportunities surface late, and the customer conversation that could have happened in March happens in September.
Most AI arriving in banking right now answers this by trying to do the banker's job. We think that is the wrong question. Your best bankers are the asset. The question is how to give every banker what your best one already knows.
What it is
One workspace. Every customer. Always current.
RDC.AI Cowork is the working surface for RDC.AI Agents. It brings the intelligence already running in your RDC.AI Solutions into one place where the banker actually works, and adds agentic capability so insight turns into action without leaving the screen.
See what changed
Your portfolio, continuously assessed. RDC.AI Cowork can open on what moved since you last looked, ranked by what needs you most, not by what is next in the queue.
Understand why
Every signal carries a Self-Describing Decision: a plain-language explanation traceable from input data through to outcome. No interpretation required, and nothing your risk team cannot stand behind.
Do the work
Ask a question, prepare a review, check a limit, draft the customer conversation. RDC.AI Cowork works with you at the level of autonomy you set, from recommend-only to act-with-approval.
Benefits
more.
Enhance your insights
Know more, accurately
RDC.AI Cowork unifies data, skills, and knowledge into one view of every customer. RDC.AI deterministic decisions detect customer movement earlier and more accurately. Results are surfaced in RDC.AI Cowork the moment it happens.
Accelerate your capabilities
Do more, efficiently
RDC.AI Cowork lets business leaders assess portfolio impacts rapidly, and implement additional checks more holistically, leading to a reduction in manual processes and prioritization of bankers' time and effort. It puts that capacity back into the hands of the banker to act on rather than into reports or backlogs nobody reads.
Maximize your outcomes
Grow more, safely
Bankers walk into every conversation knowing more than the customer expects. RDC.AI Cowork works with all the RDC.AI Solutions, including Leads & Limits and Early Warnings, to focus the banker on opportunities and help act on them.
trust
Agentic, and accountable.
Autonomy in a bank only works if it can be evidenced. RDC.AI Cowork inherits the governance of the platform underneath it.
Glass Box AI
Every prediction, decision and recommended action carries a Self-Describing Decision, traceable from input data to outcome, designed to satisfy regulatory scrutiny and not just internal review.
You set the autonomy
Configure per workflow, from recommend-only through to act-with-approval. Change it at any time.
Governance logs
Every element accessed for every autonomous decision is recorded.
Certified infrastructure
ISO/IEC 27001:2022 certified. SOC 1 (Type 2) and SOC 2 (Type 2) attested. Customer data is never shared with foundation models without explicit, scoped consent.
The stack
Built on engines you already trust
Nothing bespoke to assure. Your data stays inside your boundary, with a full audit trail of every agent action & decision. All in your tenant and region.
Not another system. The surface of the one you have.
RDC.AI Cowork is part of the RDC.AI platform. It can surface the value already running in your RDC.AI Solutions, or be leveraged standaline to solve specific business use cases. It provides the "next generation" of Portfolio Insights, as well as the ability to leverage Early Warnings, Automated Reviews, Leads & Limits, Merchant Lending, or Renewals.
Whether you already run the RDC.AI platform, or you are simply looking for a way to deploy agentic capability in your commercial or business bank, RDC.AI Cowork is a new way for your people to leverage the data and knowledge within your bank - accurately, efficiently, and safely.
See it work.
RDC.AI Cowork: A day in the life of Portfolio Operations
"AI has changed how quickly we understand data and act on it. It has not changed the need to explain and stand behind every decision. Years of building our Glass Box AI lets RDC.AI Cowork deliver speed safely in financial services."