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Many banks assume their early warning systems are safeguarding portfolios, but often they’re not. From alerts that arrive too late to systems overloaded with false positives, there are clear red flags. This article outlines five signs your early warning system isn’t working and what modern, AI-driven monitoring should deliver instead.

Early warning systems are meant to safeguard portfolios, but many banks discover too late that theirs isn’t working. In this article, RDC.AI’s John Zugelder highlights five red flags—from late alerts to false positives—and explains what effective, AI-driven systems deliver instead: predictive accuracy, real-time insights, and stronger portfolio management.

RDC.AI’s latest platform release, V7.1.0, delivers powerful new AI capabilities – introducing Genesis Genie for autonomous code generation and MCP for real-time, insight-rich decisioning access.

Version 7.0 of the RDC.AI Platform is here – bringing faster onboarding, smarter assistants, better simulation tools, and tighter control for banks. See how these updates empower your credit, risk, and engineering teams to move faster and make more confident decisions.

RDC.AI has partnered with Bank of New Zealand (BNZ) to launch a new AI-powered merchant lending solution, giving small businesses access to unsecured loans with approvals in as little as three minutes and funds available within two business days. By leveraging terminal sales data and real-time cashflow insights, the solution enables flexible, performance-based repayments – delivering speed, simplicity, and transparency to support SME growth.

RDC.AI represents Rich Data Co’s evolution after nine years, embracing its AI-first future while maintaining its mission to empower financial institutions with actionable insights and transparent decision-making in business lending. The rebrand reflects both industry transformation and the company’s expanded growth ambitions.

RDC’s AI Decisioning Platform V5.0 is now live, offering enhanced functionality, increased flexibility, and powerful new GenAI assistants. Customers can streamline data analysis, strengthen decision strategies, and leverage optional AI tools to accelerate their innovation.

Transform your decision-making with RDC’s AI Decisioning Platform v4.1, offering advanced model lifecycle management, enhanced data validation, and intuitive tools for seamless decision strategy execution.

Discover how early warning indicators and RDC’s advanced AI solutions transform credit risk management in commercial lending, enabling proactive risk mitigation and growth opportunities.